Hotel Construction Loan Requirements in 2026: The Complete Lender Checklist

Hotel construction lending is open for business in 2026 — hotel loan originations hit $27 billion in the first half of 2025 — but the bar for approval has never been higher. Understanding the full scope of hotel construction loan requirements is the difference between a funded project and months of wasted effort. Lenders require detailed documentation, conservative pro formas, and borrower profiles that demonstrate both financial strength and hospitality operating expertise.

Hotel construction lending is open for business in 2026. Hotel loan originations hit $27 billion in the first half of 2025, but the bar for approval has never been higher. Understanding the full scope of hotel construction loan requirements is the difference between a funded project and months of wasted effort. Lenders require detailed documentation, conservative pro formas, and borrower profiles that demonstrate both financial strength and hospitality operating expertise.

This guide breaks down every requirement you need to meet before approaching a construction lender, from equity thresholds and credit score minimums to feasibility studies and DSCR projections. Whether you're building your first select-service property or developing your fifth upper-upscale hotel, here's what it takes to get approved.

This guide breaks down every requirement you need to meet before approaching a construction lender, from equity thresholds and credit score minimums to feasibility studies and DSCR projections. Whether you're building your first select-service property or developing your fifth upper-upscale hotel, here's what it takes to get approved.

Equity and Down Payment Requirements

Construction lenders require borrowers to contribute 25–35% of the total project cost as cash equity. This is higher than acquisition financing because ground-up development carries more risk — there's no existing cash flow to underwrite against.

Where your equity contribution falls within that range depends on several factors:

• Experienced sponsors with 3+ completed hotel projects and strong balance sheets typically qualify at 25–30% equity

• First-time developers or borrowers with limited hospitality track records face equity requirements closer to 30–35%

• Unbranded or independent hotels command higher equity (often 35%+) because lenders can't underwrite against flag-driven demand

Conventional bank construction loans currently price at 6.25–7.25% all-in yield and target branded select-service and upper-upscale assets. Private construction lenders offer terms at 11.0–12.5% interest with 70–75% loan-to-cost (LTC), requiring correspondingly less equity but at a higher capital cost.

Conventional bank construction loans currently price at 6.25–7.25% all-in yield and target branded select-service and upper-upscale assets. Private construction lenders offer terms at 11.0–12.5% interest with 70–75% loan-to-cost (LTC), requiring correspondingly less equity but at a higher capital cost.

SBA programs offer an alternative for smaller projects: SBA 504 loans require 15–20% down payment on special-purpose properties like hotels, with maximum loan amounts of $5.5 million per project.

SBA programs offer an alternative for smaller projects: SBA 504 loans require 15–20% down payment on special-purpose properties like hotels, with maximum loan amounts of $5.5 million per project.

Construction Cost Benchmarks by Hotel Class

Construction Cost Benchmarks by Hotel Class

Lenders stress-test your budget against current per-room construction cost benchmarks. Submitting a budget that falls significantly below these figures signals unrealistic planning; significantly above them raises questions about project feasibility.

Lenders stress-test your budget against current per-room construction cost benchmarks. Submitting a budget that falls significantly below these figures signals unrealistic planning; significantly above them raises questions about project feasibility.

Here are the 2026 per-room construction cost benchmarks by hotel class:

Here are the 2026 per-room construction cost benchmarks by hotel class:

These figures include hard costs, soft costs, and FF&E (furniture, fixtures, and equipment) but exclude land acquisition. Economy hotels start around $150,000–$200,000 per room, while luxury properties in high-barrier markets can exceed $850,000 per room according to HVS's U.S. Hotel Development Cost Survey.

These figures include hard costs, soft costs, and FF&E (furniture, fixtures, and equipment) but exclude land acquisition. Economy hotels start around $150,000–$200,000 per room, while luxury properties in high-barrier markets can exceed $850,000 per room according to HVS's U.S. Hotel Development Cost Survey.

Your construction budget should align with these benchmarks for your hotel's class and market. A 120-room upper-midscale project, for example, should pencil at roughly $24.6 million in total construction costs before land.

Your construction budget should align with these benchmarks for your hotel's class and market. A 120-room upper-midscale project, for example, should pencil at roughly $24.6 million in total construction costs before land.

Borrower Qualifications

Borrower Qualifications

Credit Score Minimums

Credit Score Minimums

Most construction lenders require a minimum personal credit score of 680, though borrowers with scores of 720+ receive meaningfully better pricing and terms. Stronger borrowers typically show 720+ alongside relevant industry experience.

Most construction lenders require a minimum personal credit score of 680, though borrowers with scores of 720+ receive meaningfully better pricing and terms. Stronger borrowers typically show 720+ alongside relevant industry experience.

Credit score thresholds by lender type:

Credit score thresholds by lender type:

• Conventional bank construction loans: 680 minimum, 720+ preferred

• Conventional bank construction loans: 680 minimum, 720+ preferred

• SBA hotel construction loans: 680+ required by most SBA lenders, though no official SBA minimum exists

• SBA hotel construction loans: 680+ required by most SBA lenders, though no official SBA minimum exists

• Private/bridge construction lenders: May accept 660+, but at significantly higher rates

• Private/bridge construction lenders: May accept 660+, but at significantly higher rates

Hospitality Operating Experience

Hospitality Operating Experience

Lenders underwrite the borrower as much as the project. Three or more years of hotel operating experience is the standard threshold for most construction lenders. This can include:

Lenders underwrite the borrower as much as the project. Three or more years of hotel operating experience is the standard threshold for most construction lenders. This can include:

• Direct ownership and management of existing hotel properties

• Direct ownership and management of existing hotel properties

• Senior operational roles (GM, Regional VP, or Director of Operations) at branded hotel companies

• Senior operational roles (GM, Regional VP, or Director of Operations) at branded hotel companies

• Development experience with completed hotel projects

• Development experience with completed hotel projects

First-time hotel developers aren't automatically disqualified, but they face tighter terms. Pairing with an experienced management company under a third-party management agreement can offset limited personal experience — especially if that operator has a track record with the franchise brand you're building under.

First-time hotel developers aren't automatically disqualified, but they face tighter terms. Pairing with an experienced management company under a third-party management agreement can offset limited personal experience, especially if that operator has a track record with the franchise brand you're building under.

Personal Liquidity Requirements

Personal Liquidity Requirements

Construction lenders require verified liquid assets equal to 10% or more of the total loan amount remaining after your equity contribution and closing costs are funded. Lenders prefer to see 10% of the loan amount or 12 months of principal and interest in verified liquid assets after the down payment is made.

Construction lenders require verified liquid assets equal to 10% or more of the total loan amount remaining after your equity contribution and closing costs are funded. Lenders prefer to see 10% of the loan amount or 12 months of principal and interest in verified liquid assets after the down payment is made.

This liquidity serves as an operational safety net — proof you can cover debt service during seasonal dips, construction delays, or slower-than-projected ramp-up to stabilization.

This liquidity serves as an operational safety net: proof you can cover debt service during seasonal dips, construction delays, or slower-than-projected ramp-up to stabilization.

Acceptable liquid assets typically include cash, money market accounts, publicly traded securities, and unencumbered lines of credit. Retirement accounts and real estate equity generally don't count.

Acceptable liquid assets typically include cash, money market accounts, publicly traded securities, and unencumbered lines of credit. Retirement accounts and real estate equity generally don't count.

Franchise Flag and Brand Affiliation

Franchise Flag and Brand Affiliation

A signed franchise agreement (or at minimum, a franchise approval letter) from a recognized hotel brand is a near-universal requirement for conventional construction loans. Here's why lenders care:

A signed franchise agreement (or at minimum, a franchise approval letter) from a recognized hotel brand is a near-universal requirement for conventional construction loans. Here's why lenders care:

• Demand certainty: Branded hotels plug into reservation systems, loyalty programs, and corporate contracts that drive baseline occupancy

• Demand certainty: Branded hotels plug into reservation systems, loyalty programs, and corporate contracts that drive baseline occupancy

• Underwriting benchmarks: Flags provide lenders with comparable performance data from similar properties in the brand system

• Underwriting benchmarks: Flags provide lenders with comparable performance data from similar properties in the brand system

• Exit protection: If the borrower defaults, a flagged hotel is easier to reposition or sell than an independent property

• Exit protection: If the borrower defaults, a flagged hotel is easier to reposition or sell than an independent property

National flags — Marriott, Hilton, IHG, Hyatt, Wyndham, Choice, and Best Western — generally receive the most favorable construction lending terms. Regional flags and soft brands fall in the middle. Independent hotels without a recognized management company receive the most conservative underwriting and higher equity requirements.

National flags (Marriott, Hilton, IHG, Hyatt, Wyndham, Choice, and Best Western) generally receive the most favorable construction lending terms. Regional flags and soft brands fall in the middle. Independent hotels without a recognized management company receive the most conservative underwriting and higher equity requirements.

The franchise company also conducts its own market feasibility evaluation before granting approval. This brand-mandated assessment operates independently from the lender-required feasibility study, though the two often share overlapping data.

The franchise company also conducts its own market feasibility evaluation before granting approval. This brand-mandated assessment operates independently from the lender-required feasibility study, though the two often share overlapping data.

Documentation Package: What Lenders Need to See

Documentation Package: What Lenders Need to See

Feasibility Study and Market Analysis

Feasibility Study and Market Analysis

An independent feasibility study from a recognized hospitality consulting firm is a baseline requirement. The study must include:

An independent feasibility study from a recognized hospitality consulting firm is a baseline requirement. The study must include:

• Market demand analysis using Smith Travel Research (STR) competitive set data

• Market demand analysis using Smith Travel Research (STR) competitive set data

• Supply pipeline assessment — rooms under construction and in planning within the competitive set

• Supply pipeline assessment: rooms under construction and in planning within the competitive set

• Occupancy and ADR projections for the first five years, including a realistic ramp-up period

• Occupancy and ADR projections for the first five years, including a realistic ramp-up period

• RevPAR penetration analysis benchmarked against the competitive set

• RevPAR penetration analysis benchmarked against the competitive set

Lenders use these projections as the foundation for their own underwriting models. Overly optimistic assumptions — particularly ADR forecasts that ignore 2025 performance data showing budgeted ADR of $191.35 versus actual $186.14 — will trigger pushback or decline.

Lenders use these projections as the foundation for their own underwriting models. Overly optimistic assumptions, particularly ADR forecasts that ignore 2025 performance data showing budgeted ADR of $191.35 versus actual $186.14, will trigger pushback or decline.

Construction Budget and GMP Contract

Construction Budget and GMP Contract

Lenders require a detailed, line-item construction budget along with a Guaranteed Maximum Price (GMP) contract from your general contractor. The GMP contract caps total construction costs and shifts overrun risk from the borrower to the contractor.

Lenders require a detailed, line-item construction budget along with a Guaranteed Maximum Price (GMP) contract from your general contractor. The GMP contract caps total construction costs and shifts the overrun risk from the borrower to the contractor.

Your budget should include:

Your budget should include:

• Hard costs (site work, structural, MEP, building envelope, interiors)

• Hard costs (site work, structural, MEP, building envelope, interiors)

• Soft costs (architecture, engineering, permits, legal, accounting)

• Soft costs (architecture, engineering, permits, legal, accounting)

• FF&E budget aligned with brand standards

• FF&E budget aligned with brand standards

• 10–15% contingency reserve — savvy hotel lenders require a built-in 10–15% cost contingency to cover unexpected cost escalation

• 10–15% contingency reserve: savvy hotel lenders require a built-in 10–15% cost contingency to cover unexpected cost escalation

• Pre-opening expenses (staff hiring, training, marketing)

• Pre-opening expenses (staff hiring, training, marketing)

• Working capital reserve for the ramp-up period

• Working capital reserve for the ramp-up period

Submissions with "back-of-the-napkin" estimates or contractor bids instead of firm fixed-price contracts will be declined.

Submissions with "back-of-the-napkin" estimates or contractor bids instead of firm fixed-price contracts will be declined.

Permanent Financing Commitment Letter

Permanent Financing Commitment Letter

Most construction lenders want evidence of a permanent financing takeout — a commitment letter from a lender willing to refinance the construction loan into a long-term mortgage once the hotel reaches stabilization.

Most construction lenders want evidence of a permanent financing takeout, which is a commitment letter from a lender willing to refinance the construction loan into a long-term mortgage once the hotel reaches stabilization.

This commitment letter demonstrates that the borrower has a clear exit strategy from the construction loan. Without it, the construction lender bears the risk that the borrower can't refinance at maturity, creating a potential default scenario even if the hotel is operating successfully.

This commitment letter demonstrates that the borrower has a clear exit strategy from the construction loan. Without it, the construction lender bears the risk that the borrower can't refinance at maturity, creating a potential default scenario even if the hotel is operating successfully.

Some lenders structure construction-to-permanent loans that automatically convert, eliminating this requirement. But standalone construction loans almost universally require takeout evidence.

Some lenders structure construction-to-permanent loans that automatically convert, eliminating this requirement. But standalone construction loans almost universally require takeout evidence.

Financial Underwriting Thresholds

Financial Underwriting Thresholds

DSCR Projections

DSCR Projections

Lenders require your stabilized pro forma to demonstrate a Debt Service Coverage Ratio (DSCR) of 1.35× or higher. DSCR measures whether the hotel's projected net operating income (NOI) can comfortably cover annual debt service payments.

Lenders require your stabilized pro forma to demonstrate a Debt Service Coverage Ratio (DSCR) of 1.35× or higher. DSCR measures whether the hotel's projected net operating income (NOI) can comfortably cover annual debt service payments.

DSCR = Net Operating Income ÷ Annual Debt Service

DSCR = Net Operating Income ÷ Annual Debt Service

A 1.35× DSCR means the hotel generates 35% more income than needed to service its debt — a cushion that protects the lender against revenue shortfalls. Hotels are considered specialty properties that typically require a DSCR of 1.4 or above due to their variable income streams, though 1.35× is the common floor for construction underwriting.

A 1.35× DSCR means the hotel generates 35% more income than needed to service its debt. This cushion protects the lender against revenue shortfalls. Hotels are considered specialty properties that typically require a DSCR of 1.4 or above due to their variable income streams, though 1.35× is the common floor for construction underwriting.

Lenders also stress-test your projections at 100–150 basis points above the note rate and require seasonality adjustments with ramp periods. Your pro forma must show adequate DSCR even under these stressed scenarios.

Lenders also stress-test your projections at 100–150 basis points above the note rate and require seasonality adjustments with ramp periods. Your pro forma must show adequate DSCR even under these stressed scenarios.

Debt Yield Minimums

Debt Yield Minimums

Debt yield — your projected stabilized NOI divided by the total loan amount — must reach a minimum of 12% for most construction lenders.

Debt yield (your projected stabilized NOI divided by the total loan amount) must reach a minimum of 12% for most construction lenders.

Debt Yield = Stabilized NOI ÷ Total Loan Amount

Debt Yield = Stabilized NOI ÷ Total Loan Amount

Unlike DSCR, debt yield is independent of interest rates and amortization schedules, making it a cleaner measure of the lender's risk exposure. A 12% debt yield means that if the lender foreclosed, the property's income alone would produce a 12% return on the loan balance.

Unlike DSCR, debt yield is independent of interest rates and amortization schedules, making it a cleaner measure of the lender's risk exposure. A 12% debt yield means that if the lender foreclosed, the property's income alone would produce a 12% return on the loan balance.

For a $20 million construction loan, that requires a minimum stabilized NOI of $2.4 million. This threshold helps lenders ensure the project generates sufficient income regardless of how interest rates move during the construction and stabilization period.

For a $20 million construction loan, which requires a minimum stabilized NOI of $2.4 million. This threshold helps lenders ensure the project generates sufficient income regardless of how interest rates move during the construction and stabilization period.

SBA Hotel Construction Loan Requirements

SBA Hotel Construction Loan Requirements

SBA programs offer higher leverage for qualifying borrowers, but construction underwriting is more intensive:

SBA programs offer higher leverage for qualifying borrowers, but construction underwriting is more intensive:

SBA 504 Construction Loans:

SBA 504 Construction Loans:

• Maximum loan amount of $5.5 million per project

• Maximum loan amount of $5.5 million per project

• 15–20% equity injection (hotels are classified as special-purpose properties, which adds 5% to the standard 10% SBA equity requirement)

• 15–20% equity injection (hotels are classified as special-purpose properties, which adds 5% to the standard 10% SBA equity requirement)

• Requires coordination between a Certified Development Company (CDC) and a senior lender

• Requires coordination between a Certified Development Company (CDC) and a senior lender

• 60–90 days processing time after complete submission

• 60–90 days processing time after complete submission

• Minimum DSCR of 1.25×, evaluated on a global cash flow basis across all borrower entities

• Minimum DSCR of 1.25×, evaluated on a global cash flow basis across all borrower entities

SBA 7(a) Construction Loans:

SBA 7(a) Construction Loans:

• Maximum loan amount of $5 million

• Maximum loan amount of $5 million

• 10–20% down payment, depending on borrower experience and property type

• 10–20% down payment, depending on borrower experience and property type

• 25-year full amortization

• 25-year full amortization

• Personal guarantee required from any partner with 20%+ ownership

• Personal guarantee required from any partner with 20%+ ownership

Both SBA programs require the same feasibility studies, franchise agreements, and construction documentation described above, plus SBA-specific forms and compliance requirements.

Both SBA programs require the same feasibility studies, franchise agreements, and construction documentation described above, plus SBA-specific forms and compliance requirements.

How Bridge Marketplace Helps You Get Approved Faster

How Bridge Marketplace Helps You Get Approved Faster

Lenders receive hundreds of deal packages monthly. Incomplete or poorly organized submissions get deprioritized — not because the project lacks merit, but because the presentation signals execution risk.

Lenders receive hundreds of deal packages monthly. Incomplete or poorly organized submissions get deprioritized, not because the project lacks merit, but because the presentation signals execution risk.

Bridge Marketplace provides free tools designed to solve this packaging problem:

Bridge Marketplace provides free tools designed to solve this packaging problem:

• Pro Forma Builder: Standardizes revenue projections using hospitality-specific templates with ADR, occupancy curves, and seasonal adjustments. Calculates DSCR based on actual underwriting standards so you can stress-test feasibility before approaching lenders.

• Pro Forma Builder: Standardizes revenue projections using hospitality-specific templates with ADR, occupancy curves, and seasonal adjustments. Calculates DSCR based on actual underwriting standards so you can stress-test feasibility before approaching lenders.

• AI-Powered Offering Memorandum Generator: Converts your raw project data into a polished, multi-page document formatted exactly as lenders expect — covering executive summary, use of proceeds, market analysis, and financial projections.

• AI-Powered Offering Memorandum Generator: Converts your raw project data into a polished, multi-page document formatted exactly as lenders expect, covering executive summary, use of proceeds, market analysis, and financial projections.

• Centralized Deal Room: Organizes T-12s, tax returns, franchise agreements, construction budgets, and all supporting documents in one secure hub. Upload once and share with multiple lenders simultaneously.

• Centralized Deal Room: Organizes T-12s, tax returns, franchise agreements, construction budgets, and all supporting documents in one secure hub. Upload once and share with multiple lenders simultaneously.

With a complete, lender-ready package, Bridge matches your deal against 150+ specialized hospitality lenders and aims to deliver competing term sheets within 48 hours.

With a complete, lender-ready package, Bridge matches your deal against 150+ specialized hospitality lenders and aims to deliver competing term sheets within 48 hours.

Start your 10-minute application to see what construction loan terms you qualify for.

Start your 10-minute application to see what construction loan terms you qualify for.

Frequently Asked Questions

Frequently Asked Questions

What credit score do I need for a hotel construction loan in 2026?

What credit score do I need for a hotel construction loan in 2026?

Most lenders require a minimum personal credit score of 680 for hotel construction financing. Borrowers with scores of 720 or higher qualify for better rates, higher leverage, and more favorable terms. SBA lenders generally align with the 680 threshold, though no official SBA minimum exists. Private construction lenders may work with scores as low as 660, but at significantly higher interest rates.

Most lenders require a minimum personal credit score of 680 for hotel construction financing. Borrowers with scores of 720 or higher qualify for better rates, higher leverage, and more favorable terms. SBA lenders generally align with the 680 threshold, though no official SBA minimum exists. Private construction lenders may work with scores as low as 660, but at significantly higher interest rates.

How much equity do I need for a hotel construction loan?

How much equity do I need for a hotel construction loan?

Plan for 25–35% of total project cost as cash equity for conventional construction loans. Experienced sponsors with strong balance sheets and hospitality track records may qualify at 25%, while first-time developers or independent (non-flagged) hotel projects typically require 30–35%. SBA 504 loans offer higher leverage at 15–20% equity for qualifying borrowers, but cap loan amounts at $5.5 million.

Plan for 25–35% of total project cost as cash equity for conventional construction loans. Experienced sponsors with strong balance sheets and hospitality track records may qualify at 25%, while first-time developers or independent (non-flagged) hotel projects typically require 30–35%. SBA 504 loans offer higher leverage at 15–20% equity for qualifying borrowers, but cap loan amounts at $5.5 million.

Do I need a franchise agreement to get a construction loan?

Do I need a franchise agreement to get a construction loan?

For most conventional construction lenders, yes. A signed franchise agreement or franchise approval letter from a recognized brand is a near-universal requirement. The franchise affiliation provides lenders with demand certainty, performance benchmarks, and exit protection. Independent hotel projects can secure construction financing, but expect higher equity requirements and more conservative terms.

For most conventional construction lenders, yes. A signed franchise agreement or franchise approval letter from a recognized brand is a near-universal requirement. The franchise affiliation provides lenders with demand certainty, performance benchmarks, and exit protection. Independent hotel projects can secure construction financing, but expect higher equity requirements and more conservative terms.

What DSCR do lenders require for hotel construction loans?

What DSCR do lenders require for hotel construction loans?

Lenders require a projected DSCR of 1.35× or higher at stabilization for most hotel construction loans. This means your pro forma must show the hotel generating at least 35% more net operating income than needed to cover annual debt service. Lenders also stress-test projections at 100–150 basis points above the note rate, so your numbers must hold under adverse rate scenarios.

Lenders require a projected DSCR of 1.35× or higher at stabilization for most hotel construction loans. This means your pro forma must show the hotel generating at least 35% more net operating income than needed to cover annual debt service. Lenders also stress-test projections at 100–150 basis points above the note rate, so your numbers must hold under adverse rate scenarios.

Can I get a hotel construction loan with no hotel experience?

Can I get a hotel construction loan with no hotel experience?

Limited experience doesn't automatically disqualify you, but it does tighten terms. Lenders may require higher equity contributions (30–35%), a third-party management agreement with an experienced hotel operator, and stronger personal liquidity. SBA programs are often more accessible for first-time hotel developers, particularly when paired with a recognized franchise brand and experienced management company.

Limited experience doesn't automatically disqualify you, but it does tighten terms. Lenders may require higher equity contributions (30–35%), a third-party management agreement with an experienced hotel operator, and stronger personal liquidity. SBA programs are often more accessible for first-time hotel developers, particularly when paired with a recognized franchise brand and experienced management company.

What documents do I need for a hotel construction loan application?

What documents do I need for a hotel construction loan application?

A complete construction loan package typically includes: a feasibility study and market analysis with STR data, a detailed line-item construction budget, a GMP contract from your general contractor, franchise agreement or brand approval letter, personal financial statements showing 10%+ liquidity of the loan amount, two to three years of tax returns, pro formas showing stabilized DSCR of 1.35×+, environmental reports (Phase I), and a permanent financing commitment letter for standalone construction loans.

A complete construction loan package typically includes: a feasibility study and market analysis with STR data, a detailed line-item construction budget, a GMP contract from your general contractor, franchise agreement or brand approval letter, personal financial statements showing 10%+ liquidity of the loan amount, two to three years of tax returns, pro formas showing stabilized DSCR of 1.35×+, environmental reports (Phase I), and a permanent financing commitment letter for standalone construction loans.

Conclusion

Conclusion

Hotel construction lending in 2026 rewards borrowers who come prepared. The requirements are straightforward — 25–35% equity, 680+ credit scores, 1.35× DSCR at stabilization, a signed franchise agreement, and a complete documentation package — but meeting them all simultaneously is where most deals stall.

Hotel construction lending in 2026 rewards borrowers who come prepared. The requirements are straightforward (25–35% equity, 680+ credit scores, 1.35× DSCR at stabilization, a signed franchise agreement, and a complete documentation package), but meeting them all simultaneously is where most deals stall.

The borrowers who get funded fastest are the ones who build their loan package before they start shopping it. That means locking in a GMP contract, commissioning a feasibility study with realistic projections, securing your franchise approval, and verifying your liquidity position — all before your first lender meeting.

The borrowers who get funded fastest are the ones who build their loan package before they start shopping it. That means locking in a GMP contract, commissioning a feasibility study with realistic projections, securing your franchise approval, and verifying your liquidity position, all before your first lender meeting.

Bridge Marketplace can compress that process. Upload your deal once, and our platform matches it against 150+ hospitality lenders to surface competing term sheets — typically within 48 hours.

Bridge Marketplace can compress that process. Upload your deal once, and our platform matches it against 150+ hospitality lenders to surface competing term sheets, typically within 48 hours.

Start your free 10-minute application → and find out what hotel construction loan terms you qualify for today.

Start your free 10-minute application → and find out what hotel construction loan terms you qualify for today.